Have you been in an accident?
You may need an car accidents attorney!
What To do If You Are In A Car Accident:
If you are in a car accident you should call 911 if anyone is hurt or stuck in the vehicle. You should also call 911 to report the accident. Remember to ask that the officer on the scene to make a police report. Be sure to have your driver’s license and insurance card ready for the office.
If you have a cell phone with a camera take pictures of the accident. Take notes with a pen and paper if possible. Keep a card with information about medical allergies or conditions that may require special attention if there are serious injuries in your glove box with your vehicle registration. Also, keep a list of contact numbers for law enforcement agencies handy. An emergency kit with a flashlight and flares or warning triangles should be kept in the trunk.
Drivers involved in minor accidents with no serious injuries should move cars to the side of the road and out of the way of oncoming traffic. Do not leave cars parked in the middle of the road or busy intersection; this can result in additional accidents or injuries. If a car cannot be moved, drivers and passengers should remain in their cars with seatbelts fastened for everyone's safety until help arrives. If it is dark, keep your flashlight handy. Make sure to turn on hazard lights and safely set out cones, flares or warning triangles if possible
After the accident, exchange the following information: name, address, phone number, insurance company, policy number, driver license number and license plate number for the driver and the owner of each vehicle. If the driver's name is different from the name of the insured, take down the name and address for each individual and note their relationship to the driver. Record a description of each car, include year, make, model and color — and the exact location of the collision and how it happened. Do not tell the other drivers or the police that the accident was your fault. Stay calm and be polite.
When photographing the accident try to show the overall scene of the accident. This will aid your written description of the accident when making your case to a claims adjuster. Get contact information from witnesses they may be able to help you if the other drivers disagree with your version of the accident. Even if an officer does not come to the scene of the car accident, drivers should file an accident report. A police report often helps insurance companies speed up the claims process.
You should know the insurance coverage you have on your vehicle. Does it cover towing or a rental car? Better to know then be surprised later.
If you or any other party involved in the auto accident was injured you should call your attorney. Do not give a recorded statement or sign anything with either insurance company without your attorney present.